🕒 7 minute read
Sandbox | Model Bank ​
To support onboarding and early development, a Model Bank has been deployed within the sandbox environment. This simulated Licensed Financial Institution mirrors the structure and behavior of a real LFI, providing TPPs with a safe, compliant space to test their end-to-end integration flows.
The Model Bank is registered in the Trust Framework and exposes Authorization Servers, discovery endpoints, and Open Finance APIs — just like any production LFI. TPPs can use it to:
- Explore API discovery via the
.well-knownendpoint - Test registration with real (sandbox) software statements
- Validate certificate-based authentication and mutual TLS setups
- Simulate consent flows, account access, and payment initiation
Model Bank Discovery ​
The .well-known endpoint for the Model Bank is:
https://auth1.altareq1.sandbox.apihub.openfinance.ae/.well-known/openid-configuration
The .well-known endpoint exposes the following critical information values:
| Field | Value |
|---|---|
issuer | https://auth1.altareq1.sandbox.apihub.openfinance.ae |
authorization_endpoint | https://auth1.altareq1.sandbox.apihub.openfinance.ae/auth |
par_endpoint | https://as1.altareq1.sandbox.apihub.openfinance.ae/par |
token_endpoint | https://as1.altareq1.sandbox.apihub.openfinance.ae/token |
registration_endpoint | https://rs1.altareq1.sandbox.apihub.openfinance.ae/tpp-registration |
jwks_uri | https://keystore.sandbox.directory.openfinance.ae/233bcd1d-4216-4b3c-a362-9e4a9282bba7/application.jwks |
Resource Server (rs) | https://rs1.altareq1.sandbox.apihub.openfinance.ae |
Model Bank Credentials ​
Credentials are version-specific.
Banking API v2.1 Current
| Username | Password |
|---|---|
omar.farsi@testmail.ae | PIX |
Accounts:
| AccountId | SchemeName | Identification | AccountType | Name |
|---|---|---|---|---|
2_1_100004000000000000000001 | AccountNumber | 10901010157 | Retail | Omar Al-Farsi |
2_1_100004000000000000000002 | AccountNumber | 10000109010103 | Corporate | Mario International |
2_1_100004000000000000000003 | IBAN | 10000109010105 | Retail | Spectrum |
Banking API v2.0
| Username | Password |
|---|---|
mario@biz.bix | PIX |
Accounts:
| AccountId | SchemeName | Identification | AccountType | Name |
|---|---|---|---|---|
100004000000000000000004 | AccountNumber | 10000109010104 | Corporate | Luigi PrePaid Card |
100004000000000000000006 | AccountNumber | 10000109010106 | Corporate | Peach Charge Card |
100004000000000000000007 | IBAN | 10000109010107 | Retail | Bowser Other |
100004000000000000000008 | IBAN | 10000109010108 | Corporate | Toadstool Current |
100004000000000000000009 | AccountNumber | 10000109010109 | Retail | Yoshi Savings |
100004000000000000000010 | IBAN | 10000109010110 | Corporate | Koopa Credit Card |
100004000000000000000011 | IBAN | 10000109010111 | Retail | Daisy PrePaid Card |
Banking API v1.2
| Username | Password |
|---|---|
mits | mits |
Accounts:
| AccountId | SchemeName | Identification | AccountType | Name |
|---|---|---|---|---|
100004000000000000000002 | AccountNumber | 10000109010102 | Corporate | Luigi International |
100004000000000000000003 | AccountNumber | 10000109010103 | Retail | Mario International |
100004000000000000000005 | IBAN | 10000109010105 | Retail | Spectrum |