Confirmation of Payee v2.1

Confirmation of Payee (CoP) lets a TPP verify that an IBAN belongs to the named account holder before a payment is initiated. The check happens outside the consent and authorisation flow — it requires no user interaction, runs against the LFI that holds the destination account, and returns a name-match result in real time.

Required role: BSIP

Access to the Confirmation of Payee API requires TPPs to hold the BSIP (Bank Service Initiation Provider) role. The API Hub validates the role on every request before proxying it to the LFI.

The following TPPs currently consume live Confirmation of Payee services (last 30 days):

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