UAE Open Finance Architecture v2.1
The UAE Open Finance Platform (AlTareq) is the national ecosystem that lets TPPs and LFIs securely share customer data and initiate payments with explicit consent. It provides one unified API layer for the entire country, managed by the Central Bank of the UAE and operated by Nebras.
A single standardized gateway — the API Hub — sits between Third-Party Providers and all participating Licensed Financial Institutions. Every LFI has its own tenant inside the Hub, and all TPP traffic flows through it rather than directly to an LFI, giving developers one integration point with consent, tokens, schemas, and routing handled centrally.
Where to go
These developer docs are organised around the audiences and artefacts you will work with. Pick the guide that matches your role, or jump straight to the OpenAPI specs, knowledge base, or change registers.
TPP — Open Finance Standards
The normative specification for everything a TPP needs to integrate with the UAE Open Finance ecosystem: API surfaces, FAPI-aligned security, consent and authorisation flows, user experience requirements, and onboarding through the Trust Framework.
LFI — Integration Guide
The implementation guide for LFIs connecting to the API Hub. Covers the APIs each LFI must implement (via Ozone Connect), the authentication and consent touchpoints exposed by the Hub, admin-portal operations, and the onboarding steps required to become a live participant.
API Specs
The OpenAPI specifications are the source of truth for every API in the ecosystem — Standards (Hub → TPPs), API Hub (Hub → LFIs), and Ozone Connect (what LFIs must implement for the Hub to call).
Knowledge Base
Practical, searchable articles that sit alongside the standards — deep dives, worked examples, and answers to common integration questions. Useful when you need context beyond what the specification alone provides.
Release Notes & Erratas
The authoritative registers of post-publication changes. Release Notes track deployments to the API Hub, Trust Framework, and supporting infrastructure. Erratas track corrections to the published TPP Standards and LFI Integration Guide.